“The Psychology of Wealth is a pertinent and comprehensive overview of the skills and mindset necessary for success. Prosperity can be achieved by anyone, and Dr. Richards shows the way.”
—Donald J. Trump

“What’s in your head determines what’s in your wallet. Dr. Richards gives you the mental hard-drive upgrade you need to finally achieve the greater prosperity and success you desire.”
—Darren Hardy, Publisher, SUCCESS magazine

“Dr. Richards shakes up our preconceptions about wealth by examining the psychological aspects of how we relate to money. When you understand the real sources of wealth in your life, you’ll find it much easier to achieve a more prosperous and happy life.”
—Jordan E. Goodman, America’s Money Answers Man at MoneyAnswers.com and Author of Master Your Money Type

“This might be one of the most important books you’ll ever read. If you feel like your life has been stuck in neutral—or even worse, put in reverse—Dr. Richards will set you on a clear path to success.”
—Barnet Bain, Producer, What Dreams May Come

About the Book:

Why do some people feel a perpetual state of lack and fear about money, while others feel genuinely prosperous, regardless of the size of their bank accounts? Why do some people shudder with dread when it comes to setting financial goals, while others embrace it with enthusiasm and confidence?

What makes the difference? Could it be in their relationship with money itself?

People who enjoy a healthy relationship with money share common habits and traits. So, how do they think, and what do they do differently? Are these behaviors hardwired in an individual’s psyche, or can they be learned?

In this provocative book, psychotherapist Dr. Charles Richards provides unexpected and encouraging answers to these questions. Based on his research and expert interviews, Dr. Richards shows how each of us can develop a thriving relationship with money and create a rich and rewarding life.

A t the book’s heart are the stories of people who have faced adversity with courage and created extraordinary lives. Their accounts—along with Dr. Richards’ interviews with finance professors, legislators, entrepreneurs, and mavens of success—pave a path to a brighter future for us all.

Today we live in a trying economic environment. Every day, popular financial advisors exhort us to hunker down, play it safe, and protect ourselves from an uncertain future. To the voices who promote fear and doubt, Dr. Richards answers with balance, wisdom, and optimism.

The Psychology of Wealth is for anyone interested in succeeding personally or professionally, and in achieving true prosperity. It offers golden steps on the path to a better life.

Juliette is the stay-at-home wife of a traveling consultant. Due to her husband's long overstay on a commission only job, she finds herself trying to forestall an eviction before her husband returns.

Unexpectedly confronted by an aggressive rental agent for her landlord, she finds herself in the position where she uses the only thing at her disposal, her body, to keep from getting thrown out.

Read Rent Money Slut to see how Juliette deals with the tangled web of her situation, her isolation from her husband, and a stranger that she finds tantalizing.

18+ only. Contains graphic adult material.

An Excerpt from
Cheating Housewives Knocked Up:
Rent Money Slut

by Natalia Darque
Copyright 2011 Natalia Darque

Day One

Juliette and her husband were in deep shit.
Over 30 days late on their rent, their landlord, Philip, was threatening to evict them. Mark, Juliette’s husband was traveling for his consulting business, and he wasn’t going to get paid until the end of the job he was working on. It was going to be good money, but it wasn’t materializing fast enough.
Philip, the mean-spirited little piece of shit, had called the night before to give a final warning. He told her he would be coming by in the morning to leave the eviction notice.
Desperate, Juliette decided to dress in a very sexy outfit and hope that Philip would take mercy on them if he got a good peek at her. Juliette knew that Philip was attracted to her, although he had never actually come on to her before. She hoped that if she could just make Philip drool, maybe he would cut them some slack.
Juliette dressed in a skimpy black lace bra and panty set. The nipples of her 38D tits were clearly visible through the fabric. Over the bra and panties, she wore a sheer black, fairly short, very transparent robe as a cover. Her body clearly showed through the skimpy outfit.
At 5’6” and 115 pounds, she was in great shape. Daily workouts and jogs had her in the best shape of her life. Her enhanced breasts were the result of a bonus Mark got at work a few years ago that was spent at the local plastic surgeon. With her long blonde hair and blue eyes, she turned a lot of heads everywhere she went, and she damn well knew it.
Hopefully, Philip would drool and then work with them to give them just a little more time to get the rent money paid. Juliette watched TV and waited for Philip.
After a short while, the doorbell rang. Juliette went to the door, and opened it, expecting to see Philip. Leaning out from behind the door, she came face to face with a very large, muscular black man.
“May I help you?” she asked.
“Yes ma’am.” the black man said. “I’m Roderick, I’m a leasing agent for Philip Goldstein. He sent me by to see if I could collect your rent. If you don’t pay today, I’m supposed to give you an eviction order.”
“Oh,” Juliette said. “I was expecting Philip to come himself. I didn’t even know he had any employees.”
“There are several of us, actually,” Roderick said.
“Ma’am, can I come in, so we can talk about your situation? Maybe we can work something out,” he asked.
Nervously, Juliette opened the door and let Roderick in. When he entered and saw her attire, his eyes bugged out.
“I’m sorry about my appearance. I was just getting ready to go out,” Juliette said.
“Please sit down,” she motioned to the couch and sat down beside him.
Smiling, Roderick said, “You don’t need to apologize. You look fine to me.”
“Look, Roderick, my husband is traveling on a consulting job, and won’t get paid until next week. He works on commission only, and this job has gone on a lot longer than he expected. We can pay everything next week. I’ve already told Philip this,” Juliette explained.
“I’m sorry Ma’am,” Roderick said. “Philip won’t go for that. He can rent this place tomorrow to someone who can pay. He told me to collect today, or evict you and put all your stuff outside.”
Juliette felt the tears well up as she contemplated their fate.

Juliette is the stay-at-home wife of a traveling consultant. Due to her husband's long overstay on a commission only job, she finds herself trying to forestall an eviction before her husband returns.

Unexpectedly confronted by an aggressive rental agent for her landlord, she finds herself in the position where she uses the only thing at her disposal, her body, to keep from getting thrown out.

Read Rent Money Slut to see how Juliette deals with the tangled web of her situation, her isolation from her husband, and a stranger that she finds tantalizing.

18+ only. Contains graphic adult material.

An Excerpt from
Cheating Housewives Knocked Up:
Rent Money Slut

by Natalia Darque
Copyright 2011 Natalia Darque

Day One

Juliette and her husband were in deep shit.
Over 30 days late on their rent, their landlord, Philip, was threatening to evict them. Mark, Juliette’s husband was traveling for his consulting business, and he wasn’t going to get paid until the end of the job he was working on. It was going to be good money, but it wasn’t materializing fast enough.
Philip, the mean-spirited little piece of shit, had called the night before to give a final warning. He told her he would be coming by in the morning to leave the eviction notice.
Desperate, Juliette decided to dress in a very sexy outfit and hope that Philip would take mercy on them if he got a good peek at her. Juliette knew that Philip was attracted to her, although he had never actually come on to her before. She hoped that if she could just make Philip drool, maybe he would cut them some slack.
Juliette dressed in a skimpy black lace bra and panty set. The nipples of her 38D tits were clearly visible through the fabric. Over the bra and panties, she wore a sheer black, fairly short, very transparent robe as a cover. Her body clearly showed through the skimpy outfit.
At 5’6” and 115 pounds, she was in great shape. Daily workouts and jogs had her in the best shape of her life. Her enhanced breasts were the result of a bonus Mark got at work a few years ago that was spent at the local plastic surgeon. With her long blonde hair and blue eyes, she turned a lot of heads everywhere she went, and she damn well knew it.
Hopefully, Philip would drool and then work with them to give them just a little more time to get the rent money paid. Juliette watched TV and waited for Philip.
After a short while, the doorbell rang. Juliette went to the door, and opened it, expecting to see Philip. Leaning out from behind the door, she came face to face with a very large, muscular black man.
“May I help you?” she asked.
“Yes ma’am.” the black man said. “I’m Roderick, I’m a leasing agent for Philip Goldstein. He sent me by to see if I could collect your rent. If you don’t pay today, I’m supposed to give you an eviction order.”
“Oh,” Juliette said. “I was expecting Philip to come himself. I didn’t even know he had any employees.”
“There are several of us, actually,” Roderick said.
“Ma’am, can I come in, so we can talk about your situation? Maybe we can work something out,” he asked.
Nervously, Juliette opened the door and let Roderick in. When he entered and saw her attire, his eyes bugged out.
“I’m sorry about my appearance. I was just getting ready to go out,” Juliette said.
“Please sit down,” she motioned to the couch and sat down beside him.
Smiling, Roderick said, “You don’t need to apologize. You look fine to me.”
“Look, Roderick, my husband is traveling on a consulting job, and won’t get paid until next week. He works on commission only, and this job has gone on a lot longer than he expected. We can pay everything next week. I’ve already told Philip this,” Juliette explained.
“I’m sorry Ma’am,” Roderick said. “Philip won’t go for that. He can rent this place tomorrow to someone who can pay. He told me to collect today, or evict you and put all your stuff outside.”
Juliette felt the tears well up as she contemplated their fate.

• ISBN13: 9781595550781
• Condition: New
• Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!

The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.

Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"

The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.

Rich Dad, Poor Dad chronicles the story of the authors two dads, his own father, who wa the superintendent of education in Hawaii and who ended up dying penniless and his best friends father who dropped out of school at age 13 and went on to become one of the wealthiest men in Hawaii. Kiyosaki uses the story of these two men and their varying financial strategies to illustrate the need for a new financial paradigm in order to achieve financial success in the new millennium.

Personal-finance author and lecturer Robert Kiyosaki developed his unique economic perspective through exposure to a pair of disparate influences: his own highly educated but fiscally unstable father, and the multimillionaire eighth-grade dropout father of his closest friend. The lifelong monetary problems experienced by his "poor dad" (whose weekly paychecks, while respectable, were never quite sufficient to meet family needs) pounded home the counterpoint communicated by his "rich dad" (that "the poor and the middle class work for money," but "the rich have money work for them"). Taking that message to heart, Kiyosaki was able to retire at 47. Rich Dad, Poor Dad, written with consultant and CPA Sharon L. Lechter, lays out his the philosophy behind his relationship with money. Although Kiyosaki can take a frustratingly long time to make his points, his book nonetheless compellingly advocates for the type of "financial literacy" that's never taught in schools. Based on the principle that income-generating assets always provide healthier bottom-line results than even the best of traditional jobs, it explains how those assets might be acquired so that the jobs can eventually be shed. --Howard Rothman

Jim and Carla have relocated to Memphis, Tennessee and a year later --after having narrowly escaped death in Chicago-- they have reestablished their lives with Carla working for a mobile medical company and Jim working as a sales rep for a biotech firm. Everything is going well for Jim and Carla.

Until...

Frank's 11 year old daughter is brutally raped.

Jim feels compelled to come back to Chicago for the weekend to see Frank's daughter while supporting his friend and business partner during such a difficult time. Carla doesn't like the idea and insists that Jim stay in Memphis because of the potential dangers. She was right, but Jim booked a flight to Chicago anyway.


From the moment Jim arrives in Chicago he encounters physical attacks from an old nemesis, and an unknown enemy simply for being at the wrong place at the wrong time. Now he's on the run for his life and must revert back to his old ways in order to make it out of Chicago alive.

THIS IS THE THIRD INSTALLMENT OF THE JIM MONEY STORIES.

Here are the other stories in chronological order:

Bon Appétit
Escape
On the Run
James
BUSTED: a Prequel to the Jim Money Stories



********************
Retail Price: 3.99
********************



ABOUT THE AUTHOR:

Former professional poker player Glenn Gamble is an author from Chicago, IL who doesn't have one of those inspiring stories where he goes to the state penitentiary to discover his gift for writing amazing stories. Instead, he worked on his craft during long romantic dates at Starbucks and Panera Bread with his laptop and a story. His inspiration came from friends who encouraged him to pursue his dreams to become a writer. Without a prison sentence, Gamble has managed to pen A Thousand Chances, Bon Appetit, Escape, On the Run, James, and Busted; and is currently writing future installments of both the Jim Money and Darius Blaylock Poker Series.

In his spare time, Gamble likes to watch Chicago Bulls games, drop twitter bombs from the sky, slam facebook with status updates, and bet on low-stakes rat and roach races taking place in various public housing project apartments across the United States.

Jim and Carla have relocated to Memphis, Tennessee and a year later --after having narrowly escaped death in Chicago-- they have reestablished their lives with Carla working for a mobile medical company and Jim working as a sales rep for a biotech firm. Everything is going well for Jim and Carla.

Until...

Frank's 11 year old daughter is brutally raped.

Jim feels compelled to come back to Chicago for the weekend to see Frank's daughter while supporting his friend and business partner during such a difficult time. Carla doesn't like the idea and insists that Jim stay in Memphis because of the potential dangers. She was right, but Jim booked a flight to Chicago anyway.


From the moment Jim arrives in Chicago he encounters physical attacks from an old nemesis, and an unknown enemy simply for being at the wrong place at the wrong time. Now he's on the run for his life and must revert back to his old ways in order to make it out of Chicago alive.

THIS IS THE THIRD INSTALLMENT OF THE JIM MONEY STORIES.

Here are the other stories in chronological order:

Bon Appétit
Escape
On the Run
James
BUSTED: a Prequel to the Jim Money Stories



********************
Retail Price: 3.99
********************



ABOUT THE AUTHOR:

Former professional poker player Glenn Gamble is an author from Chicago, IL who doesn't have one of those inspiring stories where he goes to the state penitentiary to discover his gift for writing amazing stories. Instead, he worked on his craft during long romantic dates at Starbucks and Panera Bread with his laptop and a story. His inspiration came from friends who encouraged him to pursue his dreams to become a writer. Without a prison sentence, Gamble has managed to pen A Thousand Chances, Bon Appetit, Escape, On the Run, James, and Busted; and is currently writing future installments of both the Jim Money and Darius Blaylock Poker Series.

In his spare time, Gamble likes to watch Chicago Bulls games, drop twitter bombs from the sky, slam facebook with status updates, and bet on low-stakes rat and roach races taking place in various public housing project apartments across the United States.

5 YEARS AFTER HIS BROTHER'S MURDER...

James seeks revenge.

Jim and Jessica narrowly escaped the city of Chicago with their lives only to be held at gun point once they reached Memphis.

Now Jim is looking at everyone as a potential traitor when he realizes that someone within his organization has double-crossed him. Bridgeport syndicate man Don Carson sees a weakness and wants in on his south side empire --and Jim Money out.

With his family, business, and his own life at risk, Jim's reunited with James who has now grown into a young adult man who hungrily seeks revenge in light of his brother's death 5 years ago.

Jim wants to stay alive to keep his family safe.

James seeks to avenge his brother's death.


Can Jim survive the syndicate, double-crossers, kidnappers, and James's volatile behavior to keep his family and himself alive?

THIS IS THE FOURTH INSTALLMENT OF THE JIM MONEY STORIES.

Here are the other stories in chronological order:

Bon Appétit
Escape
On the Run
James
BUSTED: a Prequel to the Jim Money Stories


********************
Retail Price: 3.99
********************


ABOUT THE AUTHOR:

Former professional poker player Glenn Gamble is an author from Chicago, IL who doesn't have one of those inspiring stories where he goes to the state penitentiary to discover his gift for writing amazing stories. Instead, he worked on his craft during long romantic dates at Starbucks and Panera Bread with his laptop and a story. His inspiration came from friends who encouraged him to pursue his dreams to become a writer. Without a prison sentence, Gamble has managed to pen A Thousand Chances, Bon Appetit, Escape, On the Run, James, and Busted; and is currently writing future installments of both the Jim Money and Darius Blaylock Poker Series.

In his spare time, Gamble likes to watch Chicago Bulls games, drop twitter bombs from the sky, slam facebook with status updates, and bet on low-stakes rat and roach races taking place in various public housing project apartments across the United States.

5 YEARS AFTER HIS BROTHER'S MURDER...

James seeks revenge.

Jim and Jessica narrowly escaped the city of Chicago with their lives only to be held at gun point once they reached Memphis.

Now Jim is looking at everyone as a potential traitor when he realizes that someone within his organization has double-crossed him. Bridgeport syndicate man Don Carson sees a weakness and wants in on his south side empire --and Jim Money out.

With his family, business, and his own life at risk, Jim's reunited with James who has now grown into a young adult man who hungrily seeks revenge in light of his brother's death 5 years ago.

Jim wants to stay alive to keep his family safe.

James seeks to avenge his brother's death.


Can Jim survive the syndicate, double-crossers, kidnappers, and James's volatile behavior to keep his family and himself alive?

THIS IS THE FOURTH INSTALLMENT OF THE JIM MONEY STORIES.

Here are the other stories in chronological order:

Bon Appétit
Escape
On the Run
James
BUSTED: a Prequel to the Jim Money Stories


********************
Retail Price: 3.99
********************


ABOUT THE AUTHOR:

Former professional poker player Glenn Gamble is an author from Chicago, IL who doesn't have one of those inspiring stories where he goes to the state penitentiary to discover his gift for writing amazing stories. Instead, he worked on his craft during long romantic dates at Starbucks and Panera Bread with his laptop and a story. His inspiration came from friends who encouraged him to pursue his dreams to become a writer. Without a prison sentence, Gamble has managed to pen A Thousand Chances, Bon Appetit, Escape, On the Run, James, and Busted; and is currently writing future installments of both the Jim Money and Darius Blaylock Poker Series.

In his spare time, Gamble likes to watch Chicago Bulls games, drop twitter bombs from the sky, slam facebook with status updates, and bet on low-stakes rat and roach races taking place in various public housing project apartments across the United States.

*** The price has been reduced to $3.99 just in time for your New Year's resolutions! It will go back up to $4.99 on February 1, so make your purchase now! ***

Creating a budget and sticking to it doesn't have to be a pain; in fact, doing so can be both a financially and emotionally rewarding experience. By creating a budget and living a frugal lifestyle, you can pay off your debt, build up your savings, and start living on your terms.

By reading How to Make a Budget: Get out of Debt and Start Saving More Money you will learn not only how to create and stick to your budget, but also discover simple ways to save a lot of money without having to drastically alter your lifestyle. When you consider how tough the current economy is, with household income falling and jobs hard to come by, learning these skills now amounts to economic survival.

By purchasing How to Make a Budget you will:

* Get access to a simple Excel-based budget template that is easy to follow and reduces the amount of work required to create and track your budget.

* Learn about how changing how you view on money (hint: time really does equal money) is the single biggest step toward living a frugal lifestyle.

* Discover over 70 ways you can drastically cut your monthly expenses without affecting your quality of life or lifestyle.

Don't waste any more time being lazy about your financial future and goals. Buy How to Make a Budget and start your budget and saving more money today!

*** The price has been reduced to $3.99 just in time for your New Year's resolutions! It will go back up to $4.99 on February 1, so make your purchase now! ***

Creating a budget and sticking to it doesn't have to be a pain; in fact, doing so can be both a financially and emotionally rewarding experience. By creating a budget and living a frugal lifestyle, you can pay off your debt, build up your savings, and start living on your terms.

By reading How to Make a Budget: Get out of Debt and Start Saving More Money you will learn not only how to create and stick to your budget, but also discover simple ways to save a lot of money without having to drastically alter your lifestyle. When you consider how tough the current economy is, with household income falling and jobs hard to come by, learning these skills now amounts to economic survival.

By purchasing How to Make a Budget you will:

* Get access to a simple Excel-based budget template that is easy to follow and reduces the amount of work required to create and track your budget.

* Learn about how changing how you view on money (hint: time really does equal money) is the single biggest step toward living a frugal lifestyle.

* Discover over 70 ways you can drastically cut your monthly expenses without affecting your quality of life or lifestyle.

Don't waste any more time being lazy about your financial future and goals. Buy How to Make a Budget and start your budget and saving more money today!